By Adam Oerther, CFP® As most of you know, the stock market was quite volatile in 2018, particularly in the last quarter. For some of you, this volatility may have invoked feelings of worry or nervousness over the future of the market; others may have felt indifferent about it, as the stock market is known …
Continue reading “I Have a Love/Hate Relationship with Volatility”
by Adam Oerther, CFP® If you watch or read the news on an even semi-regular basis, chances are you have come across the term Bitcoin at least once or twice. Considering the price of Bitcoin has skyrocketed this year, with the year-to-date return at over 1000% as of December 8th, it’s no wonder the mass …
Many companies as part of their retirement plan options allow for employees to buy company stock, whether through their 401(k) plan, and Employee Stock Options Plan (ESOP), stock options, Employee Stock Purchase Plan (ESPP), or through restricted stock units (RSUs). While this can be an attractive way to “invest in what you know” there are …
Continue reading “A Word from the Investment Department: Should I Own Company Stock?”
“What do you think about the election? Who do you think will win, Trump or Clinton? How will the election affect my investments?” We have been hearing these questions more frequently from our clients and prospective clients over the past few months. While the media is paid to bring your attention to the short-term whims …
Continue reading “A Word from the Investment Department: Control What You Can”
One of the most important decisions any investor makes is what their asset allocation should be. B&C Financial Advisors works with our clients to arrive at the appropriate asset allocation based on their circumstances and goals. We are often faced with the question from clients of whether to change their asset allocation and, if so, …
Continue reading “When Should I Change My Asset Allocation?”
Slight turbulence to be expected If you watch the business news channels, you’ve seen a lot of ups and downs in the stock market to kick off 2015. It seems everyone has an opinion on why the market fluctuates, and that opinion changes on a daily basis.
We are welcoming in a new year, and everyone is forecasting what lies ahead. As we all know, a forecast is just a prediction of what we think will happen in the future. Unfortunately, nobody has a crystal ball to help us with our investment decisions. The future is not set in stone. Market returns …
When you’re watching your favorite financial guru on TV and he says “the markets are up” you are happy. But when he tells you the markets are down you are not so happy. These may be normal reactions for some people, but when you know your goals and have established your strategy, you can turn …
In a previous post, we discussed how to diversify one’s assets in equities. B&C Financial uses a top down approach to invest in companies across many different industries, which gives you a small amount of exposure in each of those industries to ultimately achieve proper diversification. Now we will discuss how to diversify your assets in fixed …
Continue reading “How to Diversify Your Assets in Fixed Income”
Diversification, it is a term we often hear thrown about to explain how one can properly protect their investments. How many times have you heard someone say “I don’t want to keep too many eggs in one basket”? What they are talking about is being diversified. Many people feel if they invest their money with …