Previous Employer Retirement Plans [401(k), 403(b), Etc.] – What Do You Do With Them?

by Adam Oerther, CFP® One employee benefit companies often use to attract and retain talent in the workforce is access to a retirement plan, such as a 401(k), 403(b), or SIMPLE IRA plan. These types of plans allow you to make pre-tax contributions, which not only lower your taxable income for the year but also …

How Do People Get “Rich”?

by Adam Oerther, CFP® While the definition of “rich” is different for everyone, just about all lifestyles require money. Being able to sustain these lifestyles without having a recurring income (i.e. a salary), particularly during your retirement years, requires an accumulation of resources from which you can fund the activities you need and want to …

PGA Presentation

This past May, B&C Financial Advisors had the opportunity to speak with PGA professionals from the Northern Chapter of the North Florida Section. B&C CEO Allan Cohen, Wealth Manager Thomas Ellis and Investment Manager Adam Oerther spoke to 35 local golf professionals about the importance of “Choosing Your Financial Caddy.” After covering the basics of …

Retirement Planning: Is There a Magic Number or Formula?

by Sean Guldi, CFP® According to the Pew Research Center, over the next 15 years roughly 10,000 Baby Boomers turn age 65 every day. This may not mean retirement for all of them, but the largest demographic cohort in our country will be a driving force that increases the need for Retirement Planning. Many of …

B&C Seminar

One of our goals here at B&C is to find new ways to expand our clients’ financial literacy. This December, we hosted two sessions of our seminar, “Everyone Dies, How Do You Plan for It?” Even though this can be a heavy topic, it is an important one to address. President Jan Butensky, Wealth Advisor …

A Word from the Investment Department: Control What You Can

“What do you think about the election? Who do you think will win, Trump or Clinton? How will the election affect my investments?” We have been hearing these questions more frequently from our clients and prospective clients over the past few months. While the media is paid to bring your attention to the short-term whims …

What is Your Plan for the Future?

We all think about what we want for ourselves in retirement, in our careers, or even where we want to live. There are many things one can do to help get themselves there; however, many of us do not know where to start. This is why everyone needs a financial plan. Whether planning how long …

Why Everyone Needs a Financial Plan

Many people think having a financial plan is only for the wealthy; however, wealth is not defined by dollars alone. 

Retirement Plan Changes in 2015

From changes in contribution limitations to a new account option, here’s what retirement savers can expect for 2015

Why Do You Invest?

The answer to that question for many people is: I invest in order to make money. On the surface that might seem to be the most obvious and simple answer. But is it? The real answer is a little more complicated than that.