Interest rates have dropped significantly since the beginning of year. As a result, homeowners have increasingly become interested in refinancing their mortgage. If you are a homeowner thinking of refinancing, there are various factors you should consider when evaluating whether this makes sense for your situation. First and foremost, ask yourself: How long do I …

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If you had asked me a couple months ago what my plans were for the month of April, my response probably would have included things like travelling, going to concerts, and visiting friends and family. As you might imagine, I am unfortunately doing exactly zero of those things (in person, anyway), thanks to the global …

Continue reading “6 Ways to Be Financially Productive During Quarantine”

In an effort to mitigate the effects the ongoing COVID-19 pandemic is having on Americans in every sector of the economy, the federal government signed into law the Coronavirus Aid, Relief, and Economic Security (CARES) Act on March 27, 2020. While this historic bill approves a $2 trillion emergency stimulus package aimed at providing broad …

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With the coronavirus now spreading across over 100 countries, it is clear the effects from the virus are widespread and significant. In attempts to mitigate these effects, entire countries have implemented quarantines, multinational corporations have instituted “work from home” protocols in various cities across the globe, and people everywhere have started to accumulating various dry …

Continue reading “The Coronavirus Has Infected the Stock Market…Now What?”

The SECURE (Setting Every Community Up for Retirement Enhancement) Act was signed into law by the president on December 20, 2019.  This act incorporates some of the largest changes to retirement savings since the Pension Reform Act of 2006.  The bill will be effective January 1, 2020.  The act makes sweeping changes to the Required …

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