Welcoming a new child or grandchild into your family is typically an exciting and memorable experience. In addition to witnessing a new life being brought into the world, you ponder what kind of life this child will have, hoping they will climb to great heights and accomplish many wonderful achievements. As you think about all …

Continue reading “Saving for Children’s Futures: Pros & Cons of Common Account Types”

The COVID pandemic has changed the habits and routines of countless individuals. For many, the pandemic has altered the way they interact with others and even made an impact on their spending habits. Through all the haze, college planning is still on the forefront of many investors’ minds, and COVID has changed parents’ sentiments of …

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As much as we’d all love to live in a world where bad things never happen, the unfortunate reality is nearly everything in life involves some kind of risk. Whether we are driving to work, playing sports, or having children, we are taking risks every day. Many of these risks are so low we may …

Continue reading “Investing in Stocks is Risky, How Do You Manage the Risk?”

Since the Setting Every Community Up for Retirement Enhancement (SECURE) Act was signed into law on December 20, 2019, a whole slew of changes surrounding retirement accounts has come into existence (we summarized some of those changes here). One such change is the elimination of the “stretch IRA,” or the ability of the beneficiary of …

Continue reading “Strategies for Distributing an Inherited IRA Under the SECURE Act”

When the COVID pandemic began just over one year ago, the Federal Reserve lowered rates from 1.75% to near 0%, causing yields on fixed income instruments across the spectrum to drop to historic lows.  This helped cushion the blow from the pandemic, but it also created a conundrum for investors to consider – should I …

Continue reading “Should You Still Consider Buying Bonds in Your Portfolio?”