When the COVID pandemic began just over one year ago, the Federal Reserve lowered rates from 1.75% to near 0%, causing yields on fixed income instruments across the spectrum to drop to historic lows.  This helped cushion the blow from the pandemic, but it also created a conundrum for investors to consider – should I …

Continue reading “Should You Still Consider Buying Bonds in Your Portfolio?”

What do you think of when you hear the word “retirement”? Do you think of travelling to far off, exotic places? Working on your golf game with all your newfound free time? Visiting your children and grandchildren as often as you (or they) want? Maybe you enjoy your career so much you will continue to …

Continue reading “5 Questions Everyone Can (and Should) Ask Themselves Before Retirement”

In the second part of our series on annuities, we took a look at some pros and cons of annuities. To end the series, in this post we will walk through an example of an actual annuity contract one of our clients purchased before becoming a client of B&C Financial Advisors. (We have removed the …

Continue reading “B&C Financial Advisors Annuity Series – Part 3: Sample Annuity Contract”

B&C Financial Advisors is happy to announce the addition of a new shareholder, Adam Oerther, Vice President & Wealth Advisor, effective 2021. Adam has been with B&C since 2012 after graduating from the University of Florida with a B.S. in Business Administration with a concentration in Finance and a Minor in Entrepreneurship. He is a …

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Well, Halloween is upon us, and while the fact it’s already the end of October is somewhat frightening on its own, we think it’s a perfect time to revisit some of the advice we’ve heard over the years that still haunt people to this day. 1    You should borrow money from your 401(k) plan, …

Continue reading “Spooky Finance: 5 Real (Bad) Personal Finance Tips We Hear Too Often”